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CTC Calculator
Quickly calculate your CTC and understand your salary structure
Salary Breakdown under New Tax Regime (Tax Year 2026-27)
Earnings
Deductions
Summary
Cost to Company Breakup
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Workplace
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What is an CTC Calculator?
A CTC Calculator is an online tool that helps you calculate your Cost to Company (CTC) by combining salary components such as basic salary, allowances, bonuses, employer PF contributions, gratuity, and other benefits. A CTC salary calculator provides quick and accurate results, making it easier to understand your compensation package or how to calculate CTC. It can also be used as a CTC hike calculator to estimate your revised CTC after a salary increment.
How to Calculate CTC?
To calculate Cost to Company (CTC), add all the direct and indirect benefits an employer provides to an employee in a year. This includes the basic salary, allowances, bonuses, employer contributions to EPF, gratuity, insurance, and any other benefits.
A CTC Calculator automates this process, helping you calculate your total compensation accurately without manual calculations.
of using Savvy HRMS's
CTC Calculator
Quick & Reliable CTC Estimates
Simplified Salary Breakdown
Easy CTC Hike Planning
100% Free Online Calculator
Key Factors Considered by the Savvy HRMS
CTC Calculator
- Basic Salary: The fixed portion of your salary that forms the foundation of your CTC.
- House Rent Allowance (HRA): The allowance provided to help cover your accommodation expenses.
- Special Allowances: Additional payments included in your salary to increase your overall compensation.
- Performance Bonus & Incentives: Variable earnings based on your performance or company policies.
- Employer EPF Contribution: The amount your employer contributes to your Employees' Provident Fund.
- Gratuity: A statutory retirement benefit included in the CTC for eligible employees.
- Other Employee Benefits & Perquisites: Additional benefits such as insurance, reimbursements, or company-provided perks.
- Annual Compensation Structure: The total value of all salary components and benefits offered in a year.
Frequently Asked Questions
- Add your basic salary and allowances.
- Include bonuses and incentives.
- Add employer PF contribution and gratuity.
- Include other benefits or perks provided by your employer.
- Basic Salary
- House Rent Allowance (HRA)
- Special Allowances
- Employer EPF Contribution
- Gratuity
- Bonuses and Incentives
- Other Benefits & Perquisites
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